/* ===================================================================
   RiCredit — main.css
   ===================================================================
   Sections :
   1. Design tokens (CSS variables)
   2. Modern reset
   3. Base typography
   4. Layout helpers (container, grid, flex)
   5. Header
   6. Footer
   7. WhatsApp floating button
   8. Utility classes
   =================================================================== */

/* === 1. DESIGN TOKENS ============================================== */
:root {
	--color-primary: #1A2B5C;
	--color-secondary: #2563EB;
	--color-accent: #10B981;
	--color-accent-hover: #059669;
	--color-text: #1F2937;
	--color-text-muted: #6B7280;
	--color-bg: #FFFFFF;
	--color-bg-alt: #F9FAFB;
	--color-border: #E5E7EB;
	--color-error: #EF4444;

	--font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Helvetica Neue", sans-serif;
	--font-size-xs: 0.75rem;
	--font-size-sm: 0.875rem;
	--font-size-base: 1rem;
	--font-size-lg: 1.125rem;
	--font-size-xl: 1.25rem;
	--font-size-2xl: 1.5rem;
	--font-size-3xl: 1.875rem;
	--font-size-4xl: 2.25rem;
	--font-size-5xl: 3rem;

	--space-1: 0.25rem;
	--space-2: 0.5rem;
	--space-3: 0.75rem;
	--space-4: 1rem;
	--space-5: 1.25rem;
	--space-6: 1.5rem;
	--space-8: 2rem;
	--space-10: 2.5rem;
	--space-12: 3rem;
	--space-16: 4rem;
	--space-20: 5rem;
	--space-24: 6rem;

	--radius-sm: 4px;
	--radius-md: 8px;
	--radius-lg: 12px;
	--radius-full: 9999px;

	--shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
	--shadow-md: 0 4px 6px rgba(0, 0, 0, 0.07), 0 2px 4px rgba(0, 0, 0, 0.05);
	--shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.08), 0 4px 6px rgba(0, 0, 0, 0.04);

	--transition-fast: 150ms ease;
	--transition-base: 250ms ease;

	--container-max: 1200px;
	--header-height: 80px;
	--header-height-mobile: 64px;
}

/* === 2. MODERN RESET =============================================== */
*, *::before, *::after { box-sizing: border-box; }

html {
	-webkit-text-size-adjust: 100%;
	scroll-behavior: smooth;
}

body {
	margin: 0;
	font-family: var(--font-sans);
	font-size: var(--font-size-base);
	line-height: 1.6;
	color: var(--color-text);
	background-color: var(--color-bg);
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
}

img, picture, video, canvas, svg {
	display: block;
	max-width: 100%;
	height: auto;
}

input, button, textarea, select { font: inherit; }
button { cursor: pointer; }

a {
	color: var(--color-secondary);
	text-decoration: none;
	transition: color var(--transition-fast);
}
a:hover { color: var(--color-primary); }

/* === 3. BASE TYPOGRAPHY ============================================ */
h1, h2, h3, h4, h5, h6 {
	margin: 0 0 var(--space-4);
	font-weight: 700;
	line-height: 1.2;
	color: var(--color-primary);
}
h1 { font-size: var(--font-size-4xl); }
h2 { font-size: var(--font-size-3xl); }
h3 { font-size: var(--font-size-2xl); }
h4 { font-size: var(--font-size-xl); }

p { margin: 0 0 var(--space-4); }

/* === 4. LAYOUT ===================================================== */
.container {
	width: 100%;
	max-width: var(--container-max);
	margin-inline: auto;
	padding-inline: var(--space-4);
}

@media (min-width: 768px) {
	.container { padding-inline: var(--space-6); }
}

.site-main {
	min-height: calc(100vh - var(--header-height) - 200px);
	padding-block: var(--space-12);
}

/* === 5. HEADER ===================================================== */
.site-header {
	position: sticky;
	top: 0;
	z-index: 100;
	background-color: var(--color-bg);
	border-bottom: 1px solid var(--color-border);
	height: var(--header-height-mobile);
	display: flex;
	align-items: center;
	transition: box-shadow var(--transition-base);
}
.site-header.is-scrolled { box-shadow: var(--shadow-md); }

@media (min-width: 992px) {
	.site-header { height: var(--header-height); }
}

.site-header__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: var(--space-4);
	width: 100%;
}

.site-header__brand {
	display: flex;
	align-items: center;
}
.site-header__brand img,
.site-header__brand .custom-logo {
	max-height: 48px;
	width: auto;
}
.site-header__brand-text {
	font-size: var(--font-size-xl);
	font-weight: 700;
	color: var(--color-primary);
	text-decoration: none;
}

.site-nav { display: none; }
.site-nav__list {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	gap: var(--space-6);
	align-items: center;
}
.site-nav__item { position: relative; }
.site-nav__link {
	color: var(--color-text);
	font-weight: 500;
	padding-block: var(--space-2);
	white-space: nowrap;
}
.site-nav__link:hover,
.site-nav__item.current-menu-item > .site-nav__link {
	color: var(--color-secondary);
}

.site-nav__sub {
	display: none;
	position: absolute;
	top: 100%;
	left: 0;
	min-width: 240px;
	background: var(--color-bg);
	border: 1px solid var(--color-border);
	border-radius: var(--radius-md);
	box-shadow: var(--shadow-lg);
	padding: var(--space-2);
	list-style: none;
	margin: 0;
}
.site-nav__item:hover > .site-nav__sub,
.site-nav__item.is-open > .site-nav__sub { display: block; }

.site-nav__sub .site-nav__link {
	display: block;
	padding: var(--space-2) var(--space-3);
	border-radius: var(--radius-sm);
}
.site-nav__sub .site-nav__link:hover {
	background: var(--color-bg-alt);
}

@media (min-width: 992px) {
	.site-nav { display: block; }
}

.site-header__ctas {
	display: flex;
	align-items: center;
	gap: var(--space-3);
}
.site-header__phone {
	display: none;
	color: var(--color-primary);
	font-weight: 600;
}
.site-header__phone::before {
	content: "📞 ";
}
@media (min-width: 768px) {
	.site-header__phone { display: inline-block; }
}

.btn-whatsapp {
	display: inline-flex;
	align-items: center;
	gap: var(--space-2);
	padding: var(--space-2) var(--space-4);
	background: var(--color-accent);
	color: #FFF;
	border-radius: var(--radius-md);
	font-weight: 600;
	font-size: var(--font-size-sm);
	transition: background var(--transition-fast);
}
.btn-whatsapp:hover {
	background: var(--color-accent-hover);
	color: #FFF;
}

.site-header__toggle {
	display: inline-flex;
	flex-direction: column;
	justify-content: center;
	gap: 4px;
	width: 32px;
	height: 32px;
	padding: 0;
	background: transparent;
	border: none;
}
.site-header__toggle span {
	display: block;
	width: 100%;
	height: 2px;
	background: var(--color-primary);
	border-radius: 2px;
	transition: transform var(--transition-fast), opacity var(--transition-fast);
}
.site-header__toggle.is-open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.site-header__toggle.is-open span:nth-child(2) { opacity: 0; }
.site-header__toggle.is-open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
@media (min-width: 992px) {
	.site-header__toggle { display: none; }
}

.site-nav-mobile {
	position: fixed;
	top: var(--header-height-mobile);
	left: 0;
	right: 0;
	bottom: 0;
	background: var(--color-bg);
	transform: translateX(-100%);
	transition: transform var(--transition-base);
	overflow-y: auto;
	z-index: 99;
	padding: var(--space-6) var(--space-4);
}
.site-nav-mobile.is-open { transform: translateX(0); }
.site-nav-mobile__list,
.site-nav-mobile ul.menu { list-style: none; margin: 0; padding: 0; }
.site-nav-mobile li { border-bottom: 1px solid var(--color-border); }
.site-nav-mobile a {
	display: block;
	padding: var(--space-4) 0;
	color: var(--color-text);
	font-weight: 500;
}
@media (min-width: 992px) {
	.site-nav-mobile { display: none; }
}

/* === 6. FOOTER ===================================================== */
.site-footer {
	background: var(--color-primary);
	color: rgba(255, 255, 255, 0.85);
	padding-block: var(--space-16) var(--space-8);
	margin-top: var(--space-20);
}
.site-footer a { color: rgba(255, 255, 255, 0.85); }
.site-footer a:hover { color: #FFF; }

.site-footer__grid {
	display: grid;
	gap: var(--space-8);
	grid-template-columns: 1fr;
}
@media (min-width: 768px) {
	.site-footer__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
	.site-footer__grid { grid-template-columns: 1.5fr 1fr 1fr 1.2fr; }
}

.site-footer__col h3 {
	color: #FFF;
	font-size: var(--font-size-lg);
	margin-bottom: var(--space-4);
	text-transform: uppercase;
	letter-spacing: 0.5px;
}
.site-footer__col ul {
	list-style: none;
	margin: 0;
	padding: 0;
}
.site-footer__col li { margin-bottom: var(--space-2); }

.site-footer__brand-pitch {
	color: rgba(255, 255, 255, 0.7);
	font-size: var(--font-size-sm);
	margin-top: var(--space-4);
	max-width: 320px;
}

.site-footer__bottom {
	margin-top: var(--space-12);
	padding-top: var(--space-6);
	border-top: 1px solid rgba(255, 255, 255, 0.15);
	text-align: center;
	font-size: var(--font-size-sm);
	color: rgba(255, 255, 255, 0.6);
}
.site-footer__bottom-links { margin-bottom: var(--space-2); }
.site-footer__bottom-links a + a::before { content: " | "; padding: 0 var(--space-2); }

/* === 7. WHATSAPP FLOATING BUTTON =================================== */
.whatsapp-float {
	position: fixed;
	bottom: var(--space-6);
	right: var(--space-6);
	width: 56px;
	height: 56px;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	background: #25D366;
	color: #FFF;
	border-radius: var(--radius-full);
	box-shadow: var(--shadow-lg);
	z-index: 50;
	transition: transform var(--transition-fast);
}
.whatsapp-float:hover {
	transform: scale(1.05);
	color: #FFF;
}
.whatsapp-float svg {
	width: 28px;
	height: 28px;
	fill: currentColor;
}

/* === 8. UTILITIES ================================================== */
.screen-reader-text {
	clip: rect(1px, 1px, 1px, 1px);
	position: absolute !important;
	width: 1px;
	height: 1px;
	overflow: hidden;
}

.btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	padding: var(--space-3) var(--space-6);
	border-radius: var(--radius-md);
	font-weight: 600;
	transition: all var(--transition-fast);
	border: none;
	cursor: pointer;
}
.btn--primary {
	background: var(--color-accent);
	color: #FFF;
}
.btn--primary:hover {
	background: var(--color-accent-hover);
	color: #FFF;
}
.btn--secondary {
	background: var(--color-primary);
	color: #FFF;
}
.btn--secondary:hover {
	background: var(--color-secondary);
	color: #FFF;
}
.btn--outline {
	background: transparent;
	color: var(--color-primary);
	border: 2px solid var(--color-primary);
}

/* === 9. TESTIMONIALS =============================================== */
.ricredit-testimonials {
	display: grid;
	gap: var(--space-8);
	grid-template-columns: 1fr;
}
@media (min-width: 768px) {
	.ricredit-testimonials { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
	.ricredit-testimonials { grid-template-columns: repeat(3, 1fr); }
}

.ricredit-testimonial {
	background: var(--color-bg);
	border: 1px solid var(--color-border);
	border-radius: var(--radius-lg);
	padding: var(--space-6);
	box-shadow: var(--shadow-sm);
	display: flex;
	flex-direction: column;
	gap: var(--space-4);
}

.ricredit-testimonial__photo img {
	width: 80px;
	height: 80px;
	border-radius: var(--radius-full);
	object-fit: cover;
}

.ricredit-testimonial__rating {
	font-size: var(--font-size-lg);
	letter-spacing: 2px;
	color: var(--color-border);
}
.ricredit-testimonial__star.is-filled {
	color: #FBBF24;
}

.ricredit-testimonial__quote {
	font-style: italic;
	color: var(--color-text);
	margin: 0;
	border: none;
	padding: 0;
}
.ricredit-testimonial__quote p { margin: 0; }
.ricredit-testimonial__quote::before {
	content: "« ";
	color: var(--color-secondary);
	font-weight: 700;
}
.ricredit-testimonial__quote::after {
	content: " »";
	color: var(--color-secondary);
	font-weight: 700;
}

.ricredit-testimonial__footer {
	margin-top: auto;
	padding-top: var(--space-3);
	border-top: 1px solid var(--color-border);
	display: flex;
	flex-direction: column;
}
.ricredit-testimonial__name { color: var(--color-primary); }
.ricredit-testimonial__role {
	font-size: var(--font-size-sm);
	color: var(--color-text-muted);
}

.ricredit-testimonials__empty,
.ricredit-partners__empty {
	color: var(--color-text-muted);
	font-style: italic;
	text-align: center;
}

/* === 10. PARTNERS ================================================== */
.ricredit-partners {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	justify-content: center;
	gap: var(--space-8);
	padding: var(--space-8) 0;
}

.ricredit-partner {
	flex: 0 0 auto;
	display: flex;
	align-items: center;
	justify-content: center;
	min-width: 120px;
	min-height: 60px;
}

.ricredit-partner img {
	max-height: 60px;
	width: auto;
	filter: grayscale(100%);
	opacity: 0.7;
	transition: filter var(--transition-base), opacity var(--transition-base);
}

.ricredit-partner__link:hover img,
.ricredit-partner:hover img {
	filter: grayscale(0%);
	opacity: 1;
}

.ricredit-partner__name-fallback {
	font-weight: 600;
	color: var(--color-text-muted);
}

/* === 11. SIMULATEUR ================================================ */
.ricredit-simulator {
	background: var(--color-bg);
	border: 1px solid var(--color-border);
	border-radius: var(--radius-lg);
	box-shadow: var(--shadow-md);
	padding: var(--space-8);
	max-width: 720px;
	margin-inline: auto;
}

.ricredit-simulator__header {
	text-align: center;
	margin-bottom: var(--space-8);
}
.ricredit-simulator__title {
	margin-bottom: var(--space-2);
	font-size: var(--font-size-2xl);
}
.ricredit-simulator__subtitle {
	color: var(--color-text-muted);
	margin: 0;
}

.ricredit-simulator__field {
	margin-bottom: var(--space-6);
}
.ricredit-simulator__field label {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	margin-bottom: var(--space-3);
	font-weight: 600;
	color: var(--color-primary);
}
.ricredit-simulator__value {
	color: var(--color-secondary);
	font-size: var(--font-size-lg);
	font-weight: 700;
}

.ricredit-simulator__slider {
	width: 100%;
	height: 6px;
	background: var(--color-border);
	border-radius: var(--radius-full);
	outline: none;
	-webkit-appearance: none;
	appearance: none;
	cursor: pointer;
}
.ricredit-simulator__slider::-webkit-slider-thumb {
	-webkit-appearance: none;
	width: 24px;
	height: 24px;
	background: var(--color-primary);
	border-radius: var(--radius-full);
	border: 3px solid #FFF;
	box-shadow: var(--shadow-md);
	cursor: pointer;
	transition: transform var(--transition-fast);
}
.ricredit-simulator__slider::-webkit-slider-thumb:hover {
	transform: scale(1.1);
}
.ricredit-simulator__slider::-moz-range-thumb {
	width: 24px;
	height: 24px;
	background: var(--color-primary);
	border-radius: var(--radius-full);
	border: 3px solid #FFF;
	box-shadow: var(--shadow-md);
	cursor: pointer;
}

.ricredit-simulator__range {
	display: flex;
	justify-content: space-between;
	margin-top: var(--space-2);
	font-size: var(--font-size-sm);
	color: var(--color-text-muted);
}

/* Résultat */
.ricredit-simulator__result {
	background: var(--color-bg-alt);
	border-radius: var(--radius-md);
	padding: var(--space-6);
	margin: var(--space-8) 0;
	text-align: center;
}
.ricredit-simulator__monthly {
	display: flex;
	flex-direction: column;
	align-items: center;
	margin-bottom: var(--space-4);
}
.ricredit-simulator__monthly-label {
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
	text-transform: uppercase;
	letter-spacing: 0.5px;
	margin-bottom: var(--space-2);
}
.ricredit-simulator__monthly-value {
	color: var(--color-accent);
	font-size: var(--font-size-5xl);
	font-weight: 800;
	line-height: 1;
}
.ricredit-simulator__monthly-unit {
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
	margin-top: var(--space-1);
}

.ricredit-simulator__details {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: var(--space-4);
	border-top: 1px solid var(--color-border);
	padding-top: var(--space-4);
}
.ricredit-simulator__detail-label {
	display: block;
	font-size: var(--font-size-sm);
	color: var(--color-text-muted);
}
.ricredit-simulator__detail-value {
	display: block;
	font-weight: 700;
	color: var(--color-primary);
	font-size: var(--font-size-lg);
}

/* Formulaire lead */
.ricredit-simulator__lead-form {
	border-top: 2px solid var(--color-border);
	padding-top: var(--space-6);
}
.ricredit-simulator__lead-form h4 {
	margin-bottom: var(--space-4);
	color: var(--color-primary);
	text-align: center;
}
.ricredit-simulator__lead-grid {
	display: grid;
	gap: var(--space-4);
	grid-template-columns: 1fr;
}
@media (min-width: 640px) {
	.ricredit-simulator__lead-grid { grid-template-columns: 1fr 1fr; }
}
.ricredit-simulator__lead-field {
	display: flex;
	flex-direction: column;
}
.ricredit-simulator__lead-field--full {
	grid-column: 1 / -1;
}
.ricredit-simulator__lead-field span {
	font-size: var(--font-size-sm);
	color: var(--color-text);
	font-weight: 600;
	margin-bottom: var(--space-2);
}
.ricredit-simulator__lead-field em {
	color: var(--color-error);
	font-style: normal;
}
.ricredit-simulator__lead-field input,
.ricredit-simulator__lead-field select {
	padding: var(--space-3) var(--space-4);
	border: 1px solid var(--color-border);
	border-radius: var(--radius-md);
	font-size: var(--font-size-base);
	transition: border-color var(--transition-fast);
}
.ricredit-simulator__lead-field input:focus,
.ricredit-simulator__lead-field select:focus {
	outline: none;
	border-color: var(--color-secondary);
	box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.ricredit-simulator__consent {
	margin: var(--space-4) 0;
	font-size: var(--font-size-sm);
	color: var(--color-text-muted);
}
.ricredit-simulator__consent label {
	display: flex;
	gap: var(--space-2);
	align-items: flex-start;
	cursor: pointer;
}
.ricredit-simulator__consent input {
	margin-top: 4px;
	flex-shrink: 0;
}

.ricredit-simulator__submit {
	width: 100%;
	font-size: var(--font-size-lg);
	padding: var(--space-4) var(--space-6);
}

.ricredit-simulator__feedback {
	margin-top: var(--space-4);
	padding: var(--space-3) var(--space-4);
	border-radius: var(--radius-md);
	font-size: var(--font-size-sm);
	text-align: center;
	min-height: 1px;
}
.ricredit-simulator__feedback.is-success {
	background: rgba(16, 185, 129, 0.1);
	color: var(--color-accent);
	border: 1px solid var(--color-accent);
}
.ricredit-simulator__feedback.is-error {
	background: rgba(239, 68, 68, 0.1);
	color: var(--color-error);
	border: 1px solid var(--color-error);
}

/* Disclaimer */
.ricredit-disclaimer {
	margin-top: var(--space-6);
	padding-top: var(--space-4);
	border-top: 1px solid var(--color-border);
	font-size: var(--font-size-xs);
	color: var(--color-text-muted);
	text-align: center;
	font-style: italic;
}

/* === 12. HOMEPAGE SECTIONS ========================================= */
.section {
	padding-block: var(--space-20);
}
.section--alt {
	background: var(--color-bg-alt);
}
.section__header {
	text-align: center;
	max-width: 720px;
	margin-inline: auto;
	margin-bottom: var(--space-12);
}
.section__header h2 {
	font-size: clamp(var(--font-size-3xl), 4vw, var(--font-size-4xl));
	margin-bottom: var(--space-4);
}
.section__header p {
	color: var(--color-text-muted);
	font-size: var(--font-size-lg);
	margin: 0;
}

.btn--large {
	padding: var(--space-4) var(--space-8);
	font-size: var(--font-size-lg);
}

/* Hero */
.hero {
	background: linear-gradient(135deg, #F0F4FF 0%, #FFFFFF 100%);
	padding-block: clamp(var(--space-16), 8vw, var(--space-24));
	overflow: hidden;
	position: relative;
}
.hero__inner {
	display: grid;
	gap: var(--space-12);
	grid-template-columns: 1fr;
	align-items: center;
}
@media (min-width: 992px) {
	.hero__inner { grid-template-columns: 1.3fr 1fr; }
}

.hero__eyebrow {
	display: inline-block;
	padding: var(--space-1) var(--space-3);
	background: rgba(37, 99, 235, 0.1);
	color: var(--color-secondary);
	border-radius: var(--radius-full);
	font-size: var(--font-size-sm);
	font-weight: 600;
	margin-bottom: var(--space-4);
}

.hero__title {
	font-size: clamp(var(--font-size-3xl), 5vw, var(--font-size-5xl));
	line-height: 1.1;
	color: var(--color-primary);
	margin-bottom: var(--space-6);
}
.hero__title-accent {
	color: var(--color-accent);
}

.hero__lead {
	font-size: var(--font-size-lg);
	color: var(--color-text);
	margin-bottom: var(--space-8);
	max-width: 540px;
}

.hero__ctas {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-4);
	margin-bottom: var(--space-8);
}

.hero__trust {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-6);
	font-size: var(--font-size-sm);
	color: var(--color-text-muted);
}
.hero__trust-item {
	font-weight: 500;
}

.hero__visual {
	position: relative;
	min-height: 380px;
	display: none;
}
@media (min-width: 992px) {
	.hero__visual { display: block; }
}

.hero__shape {
	position: absolute;
	border-radius: 50%;
	filter: blur(40px);
	opacity: 0.3;
}
.hero__shape--1 {
	width: 300px;
	height: 300px;
	background: var(--color-secondary);
	top: 10%;
	right: 10%;
}
.hero__shape--2 {
	width: 200px;
	height: 200px;
	background: var(--color-accent);
	bottom: 20%;
	left: 0;
}
.hero__shape--3 {
	width: 150px;
	height: 150px;
	background: var(--color-primary);
	top: 60%;
	right: 30%;
	opacity: 0.15;
}

.hero__card {
	position: absolute;
	top: 50%;
	left: 50%;
	transform: translate(-50%, -50%);
	background: #FFF;
	padding: var(--space-8);
	border-radius: var(--radius-lg);
	box-shadow: var(--shadow-lg);
	text-align: center;
	z-index: 1;
}
.hero__card-label {
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
	text-transform: uppercase;
	letter-spacing: 0.5px;
	margin-bottom: var(--space-2);
}
.hero__card-value {
	font-size: var(--font-size-5xl);
	font-weight: 800;
	color: var(--color-accent);
	line-height: 1;
	margin-bottom: var(--space-2);
}
.hero__card-sub {
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
}

/* Pillars */
.pillars {
	display: grid;
	gap: var(--space-6);
	grid-template-columns: 1fr;
}
@media (min-width: 768px) {
	.pillars { grid-template-columns: repeat(3, 1fr); }
}
.pillar {
	background: var(--color-bg);
	border: 1px solid var(--color-border);
	border-radius: var(--radius-lg);
	padding: var(--space-8);
	text-align: center;
	transition: transform var(--transition-base), box-shadow var(--transition-base);
}
.pillar:hover {
	transform: translateY(-4px);
	box-shadow: var(--shadow-lg);
}
.pillar__icon {
	font-size: 3rem;
	margin-bottom: var(--space-4);
}
.pillar h3 {
	margin-bottom: var(--space-3);
}
.pillar p {
	color: var(--color-text-muted);
	margin-bottom: var(--space-4);
}
.pillar__link {
	font-weight: 600;
	color: var(--color-secondary);
}

/* Features */
.features {
	display: grid;
	gap: var(--space-8);
	grid-template-columns: 1fr;
}
@media (min-width: 640px) {
	.features { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
	.features { grid-template-columns: repeat(4, 1fr); }
}
.feature {
	text-align: center;
}
.feature__icon {
	font-size: 2.5rem;
	margin-bottom: var(--space-3);
}
.feature h3 {
	font-size: var(--font-size-lg);
	margin-bottom: var(--space-2);
}
.feature p {
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
}

/* Stats */
.stats-section {
	background: linear-gradient(135deg, var(--color-primary) 0%, #233876 100%);
	color: #FFF;
}
.stats {
	display: grid;
	gap: var(--space-8);
	grid-template-columns: repeat(2, 1fr);
}
@media (min-width: 768px) {
	.stats { grid-template-columns: repeat(4, 1fr); }
}
.stat {
	text-align: center;
}
.stat__value {
	font-size: clamp(var(--font-size-3xl), 5vw, var(--font-size-5xl));
	font-weight: 800;
	color: #FFF;
	margin-bottom: var(--space-2);
}
.stat__label {
	color: rgba(255, 255, 255, 0.85);
	font-size: var(--font-size-sm);
	text-transform: uppercase;
	letter-spacing: 0.5px;
}
.stats-section__note {
	text-align: center;
	margin-top: var(--space-8);
	color: rgba(255, 255, 255, 0.6);
}

/* CTA Final */
.cta-final {
	background: linear-gradient(135deg, var(--color-accent) 0%, #047857 100%);
	color: #FFF;
}
.cta-final__inner {
	text-align: center;
	max-width: 720px;
	margin-inline: auto;
}
.cta-final h2 {
	color: #FFF;
	font-size: clamp(var(--font-size-3xl), 4vw, var(--font-size-4xl));
	margin-bottom: var(--space-4);
}
.cta-final p {
	color: rgba(255, 255, 255, 0.9);
	font-size: var(--font-size-lg);
	margin-bottom: var(--space-8);
}
.cta-final__ctas {
	display: flex;
	flex-wrap: wrap;
	gap: var(--space-4);
	justify-content: center;
}
.cta-final .btn--primary {
	background: #FFF;
	color: var(--color-accent);
}
.cta-final .btn--primary:hover {
	background: var(--color-bg-alt);
	color: var(--color-accent);
}
.cta-final .btn--outline {
	border-color: #FFF;
	color: #FFF;
}
.cta-final .btn--outline:hover {
	background: rgba(255, 255, 255, 0.1);
	color: #FFF;
}

/* === 13. PRODUCT PAGES (crédit-XXX) ================================ */
.site-main--fullwidth { padding: 0; }
.checklist {
	list-style: none;
	padding: 0;
	margin: var(--space-6) 0;
	display: grid;
	gap: var(--space-3);
}
.checklist li {
	position: relative;
	padding-left: 2rem;
	line-height: 1.6;
}
.checklist li::before {
	content: "✓";
	position: absolute;
	left: 0;
	top: 0;
	color: var(--color-accent);
	font-weight: 700;
	font-size: 1.2rem;
}
.product-meta {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
	gap: var(--space-4);
	margin: var(--space-8) 0;
}
.product-meta__card {
	background: var(--color-bg-alt);
	padding: var(--space-6);
	border-radius: 12px;
	text-align: center;
	border: 1px solid var(--color-border);
}
.product-meta__value {
	display: block;
	font-size: var(--font-size-2xl);
	font-weight: 700;
	color: var(--color-primary);
	line-height: 1.2;
}
.product-meta__label {
	display: block;
	margin-top: var(--space-2);
	color: var(--color-text-muted);
	font-size: var(--font-size-sm);
}
.steps {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
	gap: var(--space-6);
	margin: var(--space-8) 0;
	counter-reset: step;
}
.step {
	background: #FFF;
	padding: var(--space-6);
	border-radius: 12px;
	border: 1px solid var(--color-border);
	position: relative;
}
.step::before {
	counter-increment: step;
	content: counter(step);
	position: absolute;
	top: -18px;
	left: var(--space-6);
	width: 36px;
	height: 36px;
	background: var(--color-accent);
	color: #FFF;
	border-radius: 50%;
	display: flex;
	align-items: center;
	justify-content: center;
	font-weight: 700;
	font-size: 1.1rem;
}
.step h3 {
	margin: var(--space-3) 0 var(--space-2);
	font-size: var(--font-size-lg);
}
.simulator-grid {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
	gap: var(--space-6);
	margin-top: var(--space-8);
}
.simulator-card {
	background: #FFF;
	padding: var(--space-6);
	border-radius: 12px;
	border: 1px solid var(--color-border);
	transition: transform 0.2s ease, box-shadow 0.2s ease;
	display: flex;
	flex-direction: column;
}
.simulator-card:hover {
	transform: translateY(-4px);
	box-shadow: 0 8px 24px rgba(26, 43, 92, 0.08);
}
.simulator-card__icon {
	font-size: 2.5rem;
	margin-bottom: var(--space-3);
}
.simulator-card h3 {
	margin: 0 0 var(--space-2);
	color: var(--color-primary);
}
.simulator-card p {
	color: var(--color-text-muted);
	margin: 0 0 var(--space-4);
	flex: 1;
}
.faq details {
	background: var(--color-bg-alt);
	border-radius: 8px;
	padding: var(--space-4) var(--space-5);
	margin-bottom: var(--space-3);
	border: 1px solid var(--color-border);
}
.faq summary {
	cursor: pointer;
	font-weight: 600;
	color: var(--color-primary);
}
.faq details[open] summary {
	margin-bottom: var(--space-3);
}